Banco Santander, S.A. (SAN.MC) Stock: Revenue, Earnings, Margins & Valuation

Banco Santander, S.A. (SAN.MC) at a glance: revenue structure, segments, costs, margins and earnings from the latest published annual report (FY 2025), visualised as a Sankey diagram and complemented by price chart, P/E valuation and the original SEC filings. All figures in EUR. Free and without signup.

Banco Santander, S.A. key figures (FY 2025)

Revenue62.39 EUR bn
Operating income20.87 EUR bn
Operating margin33.4 %
Net income14.10 EUR bn
Net margin22.6 %

Banco Santander, S.A. revenue by segment (FY 2025)

SegmentRevenueShare
Retail & Commercial Banking31.22 EUR bn49.6 %
Digital Consumer Bank13.02 EUR bn20.7 %
Corporate & Investment Banking8.49 EUR bn13.5 %
Wealth Management & Insurance4.24 EUR bn6.7 %
Payments6.01 EUR bn9.5 %

Banco Santander, S.A. earnings analysis

In the latest reported fiscal year (FY 2025), Banco Santander, S.A. generated revenue of 62.39 EUR bn. The largest segment is Retail & Commercial Banking with 31.22 EUR bn, about 49.6 % of total segment revenue.

Banco Santander, S.A. business model

The income statement of Banco Santander, S.A. is visualised as a Sankey diagram: from revenue through cost of revenue and operating expenses to net income. The page also shows the price chart, the price-earnings ratio of the last five fiscal years, return on equity and the company's annual and quarterly filings.

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